Jumbo Loan Options

A jumbo, or non-conforming, loan provides financing for loan amounts higher than the maximum conforming limits set by Fannie Mae and Freddie Mac. It may be a good choice if you have a higher property value and can manage larger monthly mortgage payments. Jumbo loans are available for purchase and refinance loans (including cash-out refinances).


  • A "non-conforming" loan with mortgage amounts above the maximum conforming limits.
  • Available in a variety of fixed-rate and adjustable-rate loan options.

  • You may be able to add extra features such as temporary buydowns.


  • You can obtain financing for loan amounts up to $3 million.

  • Provides the convenience of one loan for the entire loan amount and the choice of a variety of loan options.


  • Interest rates are usually higher on jumbo mortgage loans than on conforming loans with lower loan amounts.


‚ÄčTalk to a local mortgage expert today (877) 275-1762 or email customer.support@phmloans.com or click below to apply for a no cost pre-qualification.

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All first mortgage products are provided by Prosperity Home Mortgage, LLC. (877) 275-1762. Prosperity Home Mortgage, LLC products may not be available in all areas. Not all borrowers will qualify. Licensed by the NJ Department of Banking and Insurance.  Licensed by the Delaware State Bank Commissioner.  Also licensed in Alabama, District of Columbia, Florida, Georgia, Kansas, Maryland, Michigan, Missouri, North Carolina, Pennsylvania, South Carolina, Tennessee, Virginia, and West Virginia.
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